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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,593 | $29,319-40.0% | $52,425-66.4% | $82,448-78.7% |
| Participation rate | 92.8% | 46.9%+45.9pp | 55.6%+37.1pp | 68.1%+24.7pp |
| Annual return | 14.14% | 535.20%-521.1pp | 302.12%-288.0pp | 41.64%-27.5pp |
| Employer contribution / active EE | $217 | $586-62.9% | $914-76.2% | $2,551-91.5% |
| Participant deferral / active EE | $3,186 | $1,171+172.0% | $1,790+77.9% | $4,139-23.0% |
| Admin fee / account holder | $3,273 | $1,962+66.8% | $2,495+31.2% | $7,234-54.8% |