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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,959 | $63,346+10.4% | $92,240-24.2% | $70,126-0.2% |
| Participation rate | 85.7% | 68.7%+17.0pp | 76.5%+9.2pp | 69.5%+16.2pp |
| Annual return | 13.11% | 530.19%-517.1pp | 176.29%-163.2pp | 73.15%-60.0pp |
| Employer contribution / active EE | $439 | $2,471-82.2% | $3,680-88.1% | $2,343-81.3% |
| Participant deferral / active EE | $4,043 | $2,854+41.7% | $3,897+3.7% | $3,332+21.3% |
| Admin fee / account holder | $637 | $3,841-83.4% | $5,194-87.7% | $4,645-86.3% |