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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,097 | $81,331-51.9% | $155,534-74.9% | $80,935-51.7% |
| Participation rate | 72.0% | 66.3%+5.7pp | 78.2%-6.2pp | 67.7%+4.3pp |
| Annual return | 9.05% | 33.37%-24.3pp | 64.92%-55.9pp | 35.66%-26.6pp |
| Employer contribution / active EE | $2,121 | $3,105-31.7% | $4,675-54.6% | $2,757-23.1% |
| Participant deferral / active EE | $1,766 | $3,454-48.9% | $5,630-68.6% | $4,299-58.9% |
| Admin fee / account holder | $4,052 | $7,999-49.3% | $15,900-74.5% | $6,924-41.5% |