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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,097 | $81,276-51.9% | $155,574-74.9% | $80,925-51.7% |
| Participation rate | 72.0% | 66.2%+5.8pp | 78.2%-6.2pp | 67.7%+4.3pp |
| Annual return | 9.05% | 33.36%-24.3pp | 64.87%-55.8pp | 35.65%-26.6pp |
| Employer contribution / active EE | $2,121 | $3,103-31.6% | $4,676-54.6% | $2,756-23.0% |
| Participant deferral / active EE | $1,766 | $3,453-48.9% | $5,629-68.6% | $4,299-58.9% |
| Admin fee / account holder | $4,052 | $7,993-49.3% | $15,914-74.5% | $6,940-41.6% |