| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY4+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $619,498 |
Filed as: KESTRA ADVISORY SERVICES, LLC Service code 27 · EIN 35-2552359 | Advisory (Plan) | $91,644 |
Filed as: ALLIANCE ONE, LLC Service code 38 · EIN 46-4404719 | Participant Communication | $81,841 |
CIRCLE K4+ years Service code 10 · EIN 74-1149540 | Accounting | $34,401 |
NFP RETIREMENT INC4+ years Filed as: NFP INSURANCE SERVICES INC Service code 49 · EIN 74-2470431 | Other Services | $22,470 |
WILSHIRE ASSOCIATES INCORPORATED4+ years Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,399 | $38,510-18.5% | $74,549-57.9% | $73,367-57.2% |
| Participation rate | 11.1% | 53.5%-42.4pp | 69.1%-58.0pp | 69.5%-58.3pp |
| Annual return | 84.04% | -0.94%+85.0pp | 32.54%+51.5pp | 173.45%-89.4pp |
| Employer contribution / active EE | $121 | $774-84.4% | $1,961-93.8% | $2,499-95.2% |
| Participant deferral / active EE | $210 | $1,421-85.2% | $3,108-93.2% | $4,033-94.8% |
| Admin fee / account holder | $63 | $52+22.0% | $5,059-98.7% | $68-7.3% |