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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,638 | $125,797-72.5% | $170,043-79.6% | $75,173-53.9% |
| Participation rate | 96.3% | 83.6%+12.7pp | 87.0%+9.3pp | 67.2%+29.1pp |
| Annual return | 15.80% | 27.20%-11.4pp | 53.40%-37.6pp | 160.72%-144.9pp |
| Employer contribution / active EE | $1,668 | $4,616-63.9% | $6,790-75.4% | $2,671-37.5% |
| Participant deferral / active EE | $1,979 | $6,838-71.1% | $10,410-81.0% | $4,126-52.0% |
| Admin fee / account holder | $2,471 | $8,177-69.8% | $12,824-80.7% | $5,651-56.3% |