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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,669 | $54,370+145.8% | $82,763+61.5% | $68,490+95.2% |
| Participation rate | 92.3% | 63.9%+28.4pp | 72.6%+19.7pp | 67.9%+24.4pp |
| Annual return | -19.83% | -13.67%-6.2pp | 702.45%-722.3pp | -7.85%-12.0pp |
| Employer contribution / active EE | $6,019 | $2,219+171.2% | $3,008+100.1% | $2,597+131.8% |
| Participant deferral / active EE | $3,947 | $3,247+21.6% | $4,395-10.2% | $4,028-2.0% |
| Admin fee / account holder | $4,540 | $4,398+3.2% | $5,325-14.7% | $5,403-16.0% |