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| Provider | Service type | Compensation |
|---|---|---|
RETIREMENT HORIZONS INC.2+ years Filed as: RETIREMENT HORIZONS, INC. Service code 15 · EIN 76-0551734 | Recordkeeping | $13,014 |
Filed as: AKIN, DOHERTY, KLEIN & FEUGE, PC Service code 10 · EIN 74-2606559 | Accounting | $9,500 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,389 | $42,546+13.7% | $71,796-32.6% | $55,167-12.3% |
| Participation rate | 65.0% | 59.1%+5.9pp | 69.1%-4.1pp | 69.0%-4.0pp |
| Annual return | 6.32% | 12.36%-6.0pp | 78.04%-71.7pp | 169.23%-162.9pp |
| Employer contribution / active EE | $132 | $803-83.5% | $1,924-93.1% | $1,963-93.3% |
| Participant deferral / active EE | $1,658 | $2,064-19.7% | $2,794-40.7% | $3,054-45.7% |
| Admin fee / account holder | $233 | $650-64.1% | $4,815-95.2% | $504-53.7% |