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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.1+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES, IN Service code 15 · EIN 34-1479833 | Recordkeeping | $9,657 |
CHARLES SCHWAB & CO., INC.1+ years Filed as: CHARLES SCHWAB & CO INC Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
CHARLES SCHWAB & CO., INC.1+ years Filed as: CHARLES SCHWAB & CO INC & AFFILIATE Service code 59 | Shareholder Servicing | $0 |
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,505 | $53,412+71.3% | $68,509+33.6% | $52,331+74.9% |
| Participation rate | 96.2% | 71.7%+24.6pp | 74.7%+21.5pp | 68.1%+28.1pp |
| Annual return | -1.27% | 3.42%-4.7pp | 8.27%-9.5pp | 4.54%-5.8pp |
| Employer contribution / active EE | $4,942 | $1,607+207.5% | $2,278+117.0% | $1,882+162.6% |
| Participant deferral / active EE | $7,267 | $2,688+170.4% | $3,382+114.8% | $3,022+140.4% |
| Admin fee / account holder | $49 | $461-89.3% | $5,275-99.1% | $592-91.7% |