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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,261 | $201,372-64.1% | $184,260-60.8% | $145,884-50.5% |
| Participation rate | 95.8% | 87.5%+8.3pp | 86.8%+9.0pp | 80.3%+15.5pp |
| Annual return | 10.92% | 29.04%-18.1pp | 28.84%-17.9pp | 551.85%-540.9pp |
| Employer contribution / active EE | $3,486 | $7,024-50.4% | $6,427-45.8% | $4,662-25.2% |
| Participant deferral / active EE | $4,459 | $9,808-54.5% | $9,133-51.2% | $6,690-33.4% |
| Admin fee / account holder | $7,262 | $16,362-55.6% | $13,898-47.8% | $13,392-45.8% |