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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,467 | $114,013-72.4% | $103,693-69.7% | $155,188-79.7% |
| Participation rate | 63.6% | 75.2%-11.6pp | 72.6%-9.0pp | 80.8%-17.2pp |
| Annual return | 8.30% | 49.31%-41.0pp | 47.61%-39.3pp | 148.84%-140.5pp |
| Employer contribution / active EE | $2,046 | $3,131-34.6% | $2,920-29.9% | $4,248-51.8% |
| Participant deferral / active EE | $2,069 | $4,970-58.4% | $4,579-54.8% | $6,531-68.3% |
| Admin fee / account holder | $16,279 | $8,407+93.6% | $7,858+107.2% | $14,480+12.4% |