Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,117 | $56,894+0.4% | $84,753-32.6% | $62,881-9.2% |
| Participation rate | 62.2% | 68.5%-6.4pp | 76.6%-14.4pp | 69.3%-7.1pp |
| Annual return | 5.23% | 6.30%-1.1pp | 22.78%-17.6pp | 20.14%-14.9pp |
| Employer contribution / active EE | $253 | $2,400-89.5% | $3,574-92.9% | $2,281-88.9% |
| Participant deferral / active EE | $2,878 | $2,709+6.2% | $3,712-22.5% | $3,203-10.1% |
| Admin fee / account holder | $642 | $3,581-82.1% | $5,333-88.0% | $4,296-85.1% |