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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,718 | $96,643+119.1% | $86,617+144.4% | $139,456+51.8% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 12.39% | 106.57%-94.2pp | 591.91%-579.5pp | 373.45%-361.1pp |
| Employer contribution / active EE | $13,801 | $3,264+322.8% | $3,023+356.5% | $4,753+190.4% |
| Participant deferral / active EE | $7,303 | $4,835+51.0% | $4,437+64.6% | $6,711+8.8% |
| Admin fee / account holder | $42,713 | $6,406+566.8% | $5,613+661.0% | $11,407+274.4% |