Filed June 29, 2021
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,394 | $87,834-59.7% | $133,975-73.6% | $62,881-43.7% |
| Participation rate | 63.2% | 83.4%-20.2pp | 87.1%-23.8pp | 69.3%-6.1pp |
| Annual return | 29.05% | 12.05%+17.0pp | 29.29%-0.2pp | 20.14%+8.9pp |
| Employer contribution / active EE | $2,101 | $3,482-39.7% | $5,211-59.7% | $2,281-7.9% |
| Participant deferral / active EE | $3,739 | $4,812-22.3% | $6,282-40.5% | $3,203+16.7% |
| Admin fee / account holder | $1,540 | $5,372-71.3% | $9,324-83.5% | $4,296-64.2% |