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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,194 | $166,268+25.2% | $165,100+26.1% | $145,897+42.7% |
| Participation rate | 90.0% | 82.0%+8.0pp | 78.6%+11.4pp | 80.3%+9.7pp |
| Annual return | 8.21% | 100.52%-92.3pp | 70.21%-62.0pp | 552.29%-544.1pp |
| Employer contribution / active EE | $2,000 | $5,284-62.1% | $4,348-54.0% | $4,663-57.1% |
| Participant deferral / active EE | $10,700 | $6,964+53.6% | $6,035+77.3% | $6,689+60.0% |
| Admin fee / account holder | $2,951 | $16,659-82.3% | $12,696-76.8% | $13,390-78.0% |