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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,878 | $83,427+28.1% | $115,756-7.7% | $68,490+56.0% |
| Participation rate | 65.4% | 71.9%-6.5pp | 77.1%-11.7pp | 67.9%-2.5pp |
| Annual return | -12.96% | -10.95%-2.0pp | 143.14%-156.1pp | -7.85%-5.1pp |
| Employer contribution / active EE | $3,073 | $3,075-0.1% | $3,793-19.0% | $2,597+18.3% |
| Participant deferral / active EE | $5,471 | $5,355+2.2% | $6,254-12.5% | $4,028+35.8% |
| Admin fee / account holder | $1,052 | $5,708-81.6% | $8,124-87.1% | $5,403-80.5% |