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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,910 | $171,272+69.9% | $127,803+127.6% | $152,897+90.3% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.0%+21.0pp | 82.5%+17.5pp |
| Annual return | 23.32% | 23.54%-0.2pp | 26.14%-2.8pp | 345.43%-322.1pp |
| Employer contribution / active EE | $6,640 | $5,451+21.8% | $4,576+45.1% | $4,764+39.4% |
| Participant deferral / active EE | $6,682 | $7,043-5.1% | $6,023+10.9% | $5,851+14.2% |
| Admin fee / account holder | $5,295 | $14,540-63.6% | $9,399-43.7% | $11,599-54.3% |