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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,962 | $87,834+18.4% | $133,975-22.4% | $62,881+65.3% |
| Participation rate | 84.6% | 83.4%+1.2pp | 87.1%-2.4pp | 69.3%+15.3pp |
| Annual return | 9.87% | 12.05%-2.2pp | 29.29%-19.4pp | 20.14%-10.3pp |
| Employer contribution / active EE | $5,078 | $3,482+45.8% | $5,211-2.6% | $2,281+122.6% |
| Participant deferral / active EE | $7,573 | $4,812+57.4% | $6,282+20.5% | $3,203+136.4% |
| Admin fee / account holder | $994 | $5,372-81.5% | $9,324-89.3% | $4,296-76.9% |