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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,020 | $99,647-75.9% | $86,439-72.2% | $134,509-82.1% |
| Participation rate | 68.4% | 82.1%-13.6pp | 80.3%-11.9pp | 81.2%-12.8pp |
| Annual return | -19.99% | 6784.13%-6804.1pp | 4395.55%-4415.5pp | 418.13%-438.1pp |
| Employer contribution / active EE | $1,466 | $4,401-66.7% | $3,769-61.1% | $4,741-69.1% |
| Participant deferral / active EE | $4,044 | $7,246-44.2% | $6,952-41.8% | $6,400-36.8% |
| Admin fee / account holder | $1,151 | $8,373-86.3% | $6,732-82.9% | $11,427-89.9% |