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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,921 | $78,520-47.9% | $96,576-57.6% | $82,448-50.4% |
| Participation rate | 100.0% | 77.7%+22.3pp | 81.4%+18.6pp | 68.1%+31.9pp |
| Annual return | 15.33% | 41.30%-26.0pp | 38.47%-23.1pp | 41.64%-26.3pp |
| Employer contribution / active EE | $3,477 | $2,630+32.2% | $3,553-2.2% | $2,551+36.3% |
| Participant deferral / active EE | $5,205 | $6,754-22.9% | $7,956-34.6% | $4,139+25.7% |
| Admin fee / account holder | $2,466 | $13,455-81.7% | $11,381-78.3% | $7,234-65.9% |