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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,781 | $157,296-23.2% | $141,191-14.5% | $152,897-21.0% |
| Participation rate | 87.5% | 84.8%+2.7pp | 82.5%+5.0pp | 82.5%+5.0pp |
| Annual return | 25.84% | 64.34%-38.5pp | 71.41%-45.6pp | 345.43%-319.6pp |
| Employer contribution / active EE | $16,062 | $5,262+205.2% | $4,736+239.1% | $4,764+237.2% |
| Participant deferral / active EE | $14,302 | $7,111+101.1% | $6,710+113.1% | $5,851+144.4% |
| Admin fee / account holder | $8,213 | $12,125-32.3% | $10,264-20.0% | $11,599-29.2% |