Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,277 | $148,623-15.7% | $135,974-7.9% | $139,466-10.2% |
| Participation rate | 22.7% | 83.9%-61.1pp | 81.9%-59.2pp | 80.3%-57.6pp |
| Annual return | 10.33% | 79.30%-69.0pp | 68.30%-58.0pp | 373.66%-363.3pp |
| Employer contribution / active EE | $723 | $5,246-86.2% | $4,859-85.1% | $4,754-84.8% |
| Participant deferral / active EE | $3,167 | $8,103-60.9% | $7,760-59.2% | $6,712-52.8% |
| Admin fee / account holder | $55,328 | $12,406+346.0% | $10,767+413.9% | $11,409+385.0% |