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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,839 | $115,814-50.9% | $101,275-43.9% | $158,982-64.2% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 13.34% | 56.16%-42.8pp | 46.48%-33.1pp | 302.99%-289.7pp |
| Employer contribution / active EE | $2,278 | $4,176-45.5% | $3,660-37.8% | $4,763-52.2% |
| Participant deferral / active EE | $8,133 | $4,958+64.0% | $4,371+86.1% | $5,983+35.9% |
| Admin fee / account holder | $872 | $7,249-88.0% | $5,948-85.3% | $11,252-92.3% |