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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,898 | $165,939-76.0% | $122,354-67.4% | $147,585-73.0% |
| Participation rate | 100.0% | 79.6%+20.4pp | 71.6%+28.4pp | 82.8%+17.2pp |
| Annual return | 17.88% | 34.56%-16.7pp | 30.28%-12.4pp | 578.58%-560.7pp |
| Employer contribution / active EE | $9,455 | $5,754+64.3% | $4,051+133.4% | $4,876+93.9% |
| Participant deferral / active EE | $5,739 | $4,005+43.3% | $3,287+74.6% | $5,439+5.5% |
| Admin fee / account holder | $815 | $7,425-89.0% | $5,479-85.1% | $10,886-92.5% |