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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $365,398 | $138,072+164.6% | $123,549+195.7% | $135,382+169.9% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -11.66% | 153.69%-165.4pp | 119.20%-130.9pp | 519.77%-531.4pp |
| Employer contribution / active EE | $22,733 | $5,152+341.3% | $4,628+391.2% | $4,779+375.7% |
| Participant deferral / active EE | $10,375 | $6,799+52.6% | $6,426+61.5% | $5,609+85.0% |
| Admin fee / account holder | $5,435 | $10,917-50.2% | $9,284-41.5% | $10,829-49.8% |