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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,999 | $106,280-82.1% | $96,538-80.3% | $139,487-86.4% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 8.66% | 38.48%-29.8pp | 35.74%-27.1pp | 373.84%-365.2pp |
| Employer contribution / active EE | $875 | $4,107-78.7% | $3,740-76.6% | $4,755-81.6% |
| Participant deferral / active EE | $875 | $5,457-84.0% | $4,880-82.1% | $6,713-87.0% |
| Admin fee / account holder | $3,497 | $7,888-55.7% | $6,737-48.1% | $11,407-69.3% |