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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,433 | $168,635-60.0% | $147,617-54.3% | $125,389-46.2% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -9.61% | 77.65%-87.3pp | 61.98%-71.6pp | 282.24%-291.8pp |
| Employer contribution / active EE | $8,578 | $6,252+37.2% | $5,564+54.2% | $4,866+76.3% |
| Participant deferral / active EE | $8,000 | $5,507+45.3% | $4,895+63.4% | $5,352+49.5% |
| Admin fee / account holder | $369 | $13,580-97.3% | $11,612-96.8% | $9,541-96.1% |