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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,629 | $183,592+41.4% | $155,574+66.9% | $145,877+78.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 9.01% | 61.37%-52.4pp | 64.87%-55.9pp | 551.28%-542.3pp |
| Employer contribution / active EE | $3,112 | $5,317-41.5% | $4,676-33.4% | $4,663-33.3% |
| Participant deferral / active EE | $1,200 | $6,466-81.4% | $5,629-78.7% | $6,691-82.1% |
| Admin fee / account holder | $2,860 | $19,316-85.2% | $15,914-82.0% | $13,402-78.7% |