Retirement plan

INSTRUCTIONAL RESEARCH GROUP 401(K)PLAN

Name: RG RESEARCH GROUP - INSTRUCTIONAL RESEARCH GROUP 401(K)PLAN (2021) Form 5500
Creator: RG RESEARCH GROUP
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, INSTRUCTIONAL RESEARCH GROUP 401(K)PLAN, RG RESEARCH GROUP

RG RESEARCH GROUPdba INSTRUCTIONAL RESEARCH GROUPEIN 73-1649412Plan #001PY 2021

4281 KATELLA AVENUE, SUITE 205 - LOS ALAMITOS, CA 90720714-306-2751

Prospect flagsHigh feesHigh assets / participant

How to read this page

Total assets (EOY)

$10.4M

+17.8% from 2020

Total participants

+16.7% from 2020

Average account balance

$522,356

+0.2% from 2020

Annual return

15.51%

-5.52 pp from 2020

Benchmarks

See 126,102 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants<25

Cohort126,102 peers

Snapshot2021

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$10.81M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$675K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

145.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$255K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$23K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.83%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$268060

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E3D2G2J2F2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$191K

$10029 / participant

Other / not subdivided$191K100.0%

% of EOY assets

1.824%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$522,356

$176,105+196.6%

$159,474+227.6%

$167,536+211.8%

Participation rate

94.7%

85.0%+9.8pp

82.8%+11.9pp

82.1%+12.6pp

Annual return

15.51%

331.91%-316.4pp

263.68%-248.2pp

478.82%-463.3pp

Employer contribution / active EE

$10,600

$5,299+100.0%

$4,831+119.4%

$4,839+119.1%

Participant deferral / active EE

$10,221

$7,751+31.9%

$7,353+39.0%

$6,342+61.2%

Admin fee / account holder

$9,527

$12,559-24.1%

$10,802-11.8%

$12,315-22.6%

INSTRUCTIONAL RESEARCH GROUP 401(K)PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

INSTRUCTIONAL RESEARCH GROUP 401(K)PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion