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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $347,663 | $181,062+92.0% | $158,223+119.7% | $155,188+124.0% |
| Participation rate | 85.7% | 82.7%+3.1pp | 79.2%+6.5pp | 80.8%+4.9pp |
| Annual return | 15.04% | 57.39%-42.3pp | 52.09%-37.0pp | 148.84%-133.8pp |
| Employer contribution / active EE | $2,280 | $4,565-50.1% | $4,109-44.5% | $4,248-46.3% |
| Participant deferral / active EE | $9,417 | $6,134+53.5% | $5,467+72.3% | $6,531+44.2% |
| Admin fee / account holder | $3,562 | $18,825-81.1% | $16,047-77.8% | $14,480-75.4% |