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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,002 | $129,737+13.3% | $119,126+23.4% | $154,746-5.0% |
| Participation rate | 88.9% | 78.9%+10.0pp | 75.8%+13.1pp | 80.7%+8.2pp |
| Annual return | 14.99% | 379.08%-364.1pp | 282.11%-267.1pp | 172.34%-157.3pp |
| Employer contribution / active EE | $8,539 | $4,375+95.2% | $4,034+111.7% | $4,379+95.0% |
| Participant deferral / active EE | $5,998 | $5,842+2.7% | $5,318+12.8% | $6,730-10.9% |
| Admin fee / account holder | $11,812 | $11,961-1.2% | $10,693+10.5% | $14,365-17.8% |