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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,544 | $108,695+1.7% | $74,722+47.9% | $152,897-27.7% |
| Participation rate | 12.5% | 65.4%-52.9pp | 54.5%-42.0pp | 82.5%-70.0pp |
| Annual return | 21.38% | 114.11%-92.7pp | 753.11%-731.7pp | 345.43%-324.0pp |
| Employer contribution / active EE | $511 | $1,504-66.0% | $1,084-52.9% | $4,764-89.3% |
| Participant deferral / active EE | $3,125 | $2,712+15.2% | $1,963+59.2% | $5,851-46.6% |
| Admin fee / account holder | $800 | $4,906-83.7% | $3,335-76.0% | $11,599-93.1% |