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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,039 | $117,829+34.1% | $102,423+54.3% | $145,877+8.3% |
| Participation rate | 73.3% | 78.6%-5.3pp | 76.5%-3.2pp | 80.3%-7.0pp |
| Annual return | 11.09% | 31.83%-20.7pp | 29.42%-18.3pp | 551.28%-540.2pp |
| Employer contribution / active EE | $2,421 | $3,615-33.0% | $3,023-19.9% | $4,663-48.1% |
| Participant deferral / active EE | $6,133 | $5,732+7.0% | $5,054+21.3% | $6,691-8.3% |
| Admin fee / account holder | $27,140 | $13,335+103.5% | $9,455+187.1% | $13,402+102.5% |