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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,653 | $175,231-30.0% | $149,696-18.1% | $139,466-12.1% |
| Participation rate | 90.0% | 83.4%+6.6pp | 78.8%+11.2pp | 80.3%+9.7pp |
| Annual return | 24.43% | 166.77%-142.3pp | 134.46%-110.0pp | 373.66%-349.2pp |
| Employer contribution / active EE | $2,294 | $5,478-58.1% | $4,821-52.4% | $4,754-51.7% |
| Participant deferral / active EE | $7,367 | $6,521+13.0% | $5,682+29.7% | $6,712+9.8% |
| Admin fee / account holder | $7,097 | $16,155-56.1% | $13,212-46.3% | $11,409-37.8% |