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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,391 | $202,342-85.0% | $172,753-82.4% | $152,909-80.1% |
| Participation rate | 91.7% | 87.1%+4.6pp | 82.6%+9.0pp | 82.5%+9.2pp |
| Annual return | 22.58% | 1029.88%-1007.3pp | 803.00%-780.4pp | 345.46%-322.9pp |
| Employer contribution / active EE | $1,718 | $5,857-70.7% | $5,144-66.6% | $4,764-63.9% |
| Participant deferral / active EE | $4,141 | $5,948-30.4% | $5,198-20.3% | $5,851-29.2% |
| Admin fee / account holder | $1,035 | $17,112-94.0% | $13,956-92.6% | $11,601-91.1% |