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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,711 | $56,484-68.6% | $169,452-89.5% | $64,173-72.4% |
| Participation rate | 81.6% | 64.5%+17.1pp | 77.8%+3.8pp | 69.6%+12.1pp |
| Annual return | -8.36% | -1.55%-6.8pp | 1.83%-10.2pp | 7.63%-16.0pp |
| Employer contribution / active EE | $1,522 | $1,832-16.9% | $4,157-63.4% | $2,381-36.1% |
| Participant deferral / active EE | $2,440 | $3,448-29.2% | $5,277-53.8% | $3,470-29.7% |
| Admin fee / account holder | $1,529 | $4,174-63.4% | $9,110-83.2% | $4,887-68.7% |