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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,172 | $150,447-46.0% | $136,298-40.4% | $147,586-45.0% |
| Participation rate | 66.7% | 84.4%-17.8pp | 81.9%-15.3pp | 82.8%-16.2pp |
| Annual return | 11.55% | 1049.15%-1037.6pp | 5156.27%-5144.7pp | 578.59%-567.0pp |
| Employer contribution / active EE | $11,141 | $5,256+112.0% | $4,696+137.3% | $4,876+128.5% |
| Participant deferral / active EE | $6,438 | $6,631-2.9% | $6,247+3.1% | $5,439+18.4% |
| Admin fee / account holder | $693 | $10,906-93.6% | $9,244-92.5% | $10,886-93.6% |