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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,136 | $100,938-71.1% | $90,461-67.8% | $158,982-81.7% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | -3.57% | 1727.20%-1730.8pp | 1294.76%-1298.3pp | 302.99%-306.6pp |
| Employer contribution / active EE | $6,615 | $3,691+79.2% | $3,264+102.7% | $4,763+38.9% |
| Participant deferral / active EE | $4,089 | $4,350-6.0% | $3,964+3.1% | $5,983-31.7% |
| Admin fee / account holder | $628 | $6,510-90.4% | $5,617-88.8% | $11,252-94.4% |