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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,936 | $185,312-1.8% | $161,489+12.7% | $154,746+17.6% |
| Participation rate | 77.8% | 82.5%-4.7pp | 78.7%-0.9pp | 80.7%-2.9pp |
| Annual return | 12.82% | 103.84%-91.0pp | 89.72%-76.9pp | 172.34%-159.5pp |
| Employer contribution / active EE | $6,693 | $4,769+40.3% | $4,268+56.8% | $4,379+52.9% |
| Participant deferral / active EE | $4,301 | $6,350-32.3% | $5,630-23.6% | $6,730-36.1% |
| Admin fee / account holder | $3,108 | $18,654-83.3% | $16,006-80.6% | $14,365-78.4% |