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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,936 | $172,111+5.7% | $150,298+21.1% | $137,256+32.6% |
| Participation rate | 77.8% | 81.7%-3.9pp | 77.8%0pp | 80.0%-2.2pp |
| Annual return | 12.82% | 69.37%-56.5pp | 62.79%-50.0pp | 220.34%-207.5pp |
| Employer contribution / active EE | $6,693 | $4,636+44.4% | $4,154+61.1% | $4,156+61.1% |
| Participant deferral / active EE | $4,301 | $6,166-30.2% | $5,453-21.1% | $6,407-32.9% |
| Admin fee / account holder | $3,108 | $16,471-81.1% | $14,116-78.0% | $12,270-74.7% |