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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,052 | $93,346+47.9% | $71,796+92.3% | $273,972-49.6% |
| Participation rate | 66.7% | 76.5%-9.9pp | 69.1%-2.4pp | 83.0%-16.3pp |
| Annual return | 7.74% | 130.39%-122.7pp | 78.04%-70.3pp | 41.46%-33.7pp |
| Employer contribution / active EE | $2,417 | $2,733-11.6% | $1,924+25.6% | $4,869-50.4% |
| Participant deferral / active EE | $4,801 | $3,475+38.1% | $2,794+71.8% | $5,287-9.2% |
| Admin fee / account holder | $14,332 | $6,571+118.1% | $4,815+197.7% | $10,133+41.4% |