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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,471 | $118,877-38.2% | $96,570-23.9% | $167,536-56.1% |
| Participation rate | 44.4% | 75.5%-31.0pp | 69.8%-25.4pp | 82.1%-37.7pp |
| Annual return | 15.97% | 50.50%-34.5pp | 37.79%-21.8pp | 478.82%-462.8pp |
| Employer contribution / active EE | $1,194 | $3,121-61.7% | $2,357-49.4% | $4,839-75.3% |
| Participant deferral / active EE | $2,960 | $4,617-35.9% | $3,849-23.1% | $6,342-53.3% |
| Admin fee / account holder | $5 | $8,069-99.9% | $6,182-99.9% | $12,315-100.0% |