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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,568 | $99,345-81.3% | $84,753-78.1% | $273,972-93.2% |
| Participation rate | 91.7% | 80.7%+11.0pp | 76.6%+15.1pp | 83.0%+8.7pp |
| Annual return | 105.77% | 22.93%+82.8pp | 22.78%+83.0pp | 41.46%+64.3pp |
| Employer contribution / active EE | $7,854 | $4,214+86.4% | $3,574+119.7% | $4,869+61.3% |
| Participant deferral / active EE | $3,768 | $4,270-11.8% | $3,712+1.5% | $5,287-28.7% |
| Admin fee / account holder | $386 | $6,645-94.2% | $5,333-92.8% | $10,133-96.2% |