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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,528 | $87,166-54.7% | $76,735-48.5% | $137,256-71.2% |
| Participation rate | 28.6% | 74.4%-45.8pp | 69.5%-40.9pp | 80.0%-51.4pp |
| Annual return | 13.60% | 26.50%-12.9pp | 29.77%-16.2pp | 220.34%-206.7pp |
| Employer contribution / active EE | $735 | $2,904-74.7% | $2,454-70.0% | $4,156-82.3% |
| Participant deferral / active EE | $1,073 | $4,726-77.3% | $4,088-73.8% | $6,407-83.3% |
| Admin fee / account holder | $2,440 | $8,403-71.0% | $7,189-66.1% | $12,270-80.1% |