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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,207 | $88,672-58.0% | $105,223-64.6% | $82,448-54.9% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 16.25% | 30.86%-14.6pp | 180.65%-164.4pp | 41.64%-25.4pp |
| Employer contribution / active EE | $6,857 | $3,048+125.0% | $3,689+85.9% | $2,551+168.8% |
| Participant deferral / active EE | $4,756 | $4,036+17.8% | $5,072-6.2% | $4,139+14.9% |
| Admin fee / account holder | $1,186 | $7,146-83.4% | $8,859-86.6% | $7,234-83.6% |