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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,266 | $86,891+48.8% | $142,516-9.3% | $75,177+71.9% |
| Participation rate | 79.3% | 68.5%+10.8pp | 76.8%+2.5pp | 67.2%+12.1pp |
| Annual return | 12.21% | 23.31%-11.1pp | 20.03%-7.8pp | 160.75%-148.5pp |
| Employer contribution / active EE | $3,629 | $3,355+8.2% | $4,849-25.2% | $2,671+35.9% |
| Participant deferral / active EE | $10,840 | $4,938+119.5% | $6,280+72.6% | $4,126+162.7% |
| Admin fee / account holder | $8,570 | $7,299+17.4% | $10,008-14.4% | $5,651+51.6% |