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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,395 | $167,362+3.0% | $143,799+19.9% | $134,532+28.1% |
| Participation rate | 91.7% | 84.8%+6.8pp | 80.3%+11.4pp | 81.2%+10.4pp |
| Annual return | -22.87% | 0.47%-23.3pp | -0.04%-22.8pp | 418.27%-441.1pp |
| Employer contribution / active EE | $2,583 | $5,620-54.0% | $4,952-47.8% | $4,741-45.5% |
| Participant deferral / active EE | $7,629 | $6,447+18.3% | $5,638+35.3% | $6,401+19.2% |
| Admin fee / account holder | $3,069 | $18,094-83.0% | $14,677-79.1% | $11,429-73.1% |