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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,356 | $112,131-78.3% | $95,964-74.6% | $158,982-84.7% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 18.65% | 171.19%-152.5pp | 91.64%-73.0pp | 302.99%-284.3pp |
| Employer contribution / active EE | $2,539 | $3,199-20.6% | $2,541-0.1% | $4,763-46.7% |
| Participant deferral / active EE | $6,782 | $4,784+41.8% | $4,167+62.8% | $5,983+13.3% |
| Admin fee / account holder | $387 | $10,136-96.2% | $6,797-94.3% | $11,252-96.6% |