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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,973 | $176,105+34.6% | $159,474+48.6% | $167,536+41.4% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 13.41% | 331.91%-318.5pp | 263.68%-250.3pp | 478.82%-465.4pp |
| Employer contribution / active EE | $12,006 | $5,299+126.6% | $4,831+148.5% | $4,839+148.1% |
| Participant deferral / active EE | $4,264 | $7,751-45.0% | $7,353-42.0% | $6,342-32.8% |
| Admin fee / account holder | $877 | $12,559-93.0% | $10,802-91.9% | $12,315-92.9% |