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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,558 | $168,635-33.8% | $147,617-24.4% | $125,389-11.0% |
| Participation rate | 92.3% | 88.8%+3.5pp | 84.6%+7.7pp | 83.2%+9.1pp |
| Annual return | -1.01% | 77.65%-78.7pp | 61.98%-63.0pp | 282.24%-283.2pp |
| Employer contribution / active EE | $2,503 | $6,252-60.0% | $5,564-55.0% | $4,866-48.6% |
| Participant deferral / active EE | $4,360 | $5,507-20.8% | $4,895-10.9% | $5,352-18.5% |
| Admin fee / account holder | $5,169 | $13,580-61.9% | $11,612-55.5% | $9,541-45.8% |