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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,438 | $76,551-65.5% | $123,894-78.7% | $62,881-58.0% |
| Participation rate | 97.9% | 73.0%+24.9pp | 81.4%+16.5pp | 69.3%+28.6pp |
| Annual return | 11.16% | 18.68%-7.5pp | 47.52%-36.4pp | 20.14%-9.0pp |
| Employer contribution / active EE | $2,382 | $2,882-17.3% | $4,617-48.4% | $2,281+4.4% |
| Participant deferral / active EE | $2,658 | $4,840-45.1% | $5,984-55.6% | $3,203-17.0% |
| Admin fee / account holder | $4,973 | $4,826+3.0% | $8,357-40.5% | $4,296+15.8% |